Past Money Talks Newsletters: 

The 21st Century Method To Balancing Your Check Book

It's Quicker & Easier, Just 3 Easy Steps

Step 1:  Go down your checkbook REGISTER and -one by one- put a checkmark by each entry not yet accounted for    -no matter if it's a debit or credit.  Each time, you put a similar checkmark on your STATEMENT for the same entry.

Step 2:  When that process is completed, using a calculator you enter the balance shown on the STATEMENT.

Step3:  Then go down your checkbook REGISTER and subtract on the CALCULATOR any debit entry that is not checked off - or addany deposit that is not checked off.

That's it!  The amount on the calculator should match the balance in the register. 

No forms, No listing of all checks not cleared.  No adding columns of numbers.  No copying down all deposits not on the statement.

It's fast.  It's easy.  If there is any discrepancy between the total on the calculator and the balance in the register, you can then look for the missed entry - just as you would with the old system.

 Members Choice Credit Union is proud to supply Josh Dogs to the Children's Hospital of Illinois for every child that would like to go on a pre-operative tour at OSF Saint Francis Medical Center.  These tours are open to both the child having surgery and the child's family.  It is the "I'll Be O.K." set featuring a stuffed golden retriever named Josh in a doghouse box, with a book telling Josh's story from his own point of view.  Randall L. Lange DVM, writes how Josh had to go to the hospital and have surgery.  Josh was very scared, but learned to trust the doctors and nurses caring for him.  The "I'll Be O.K." set helps kids suffering from Cancer, AIDS, Muscular Dystrophy, Cystic Fibrosis, and life threatening accidents.