| Share Savings Account |
| Inactive account |
$10.00 quarterly |
| Overdraw (cash withdrawal) |
$20.00 per transaction |
| Share Draft Account |
| Automatic transfer of funds from savings (o/d protect.) |
$2.50 |
| NSF or ACH return |
$20.00 |
| Honored NSF |
$20.00 per draft with a $60.00 daily max. |
| Overdraft from automatic payment/transfer or pre-auth. withdrawals (bill pymts, insur prem., etc.) |
$20.00 |
| Convert personal draft into teller check |
$10.00 |
| Non-sufficient funds ATM withdrawal |
$20.00 |
| Account research/balancing assistance |
$10.00/hr |
Stop payments (when requested by member)
(if presented for payment) |
$5.00
$20.00 |
ACH stop payments (when requested by member)
(if presented for payment) |
$5.00
$20.00 |
| Statement copy |
$5.00 |
| Copy of paid draft |
$2.00 |
| Club Accounts |
| Christmas club close account |
$5.00 |
| ATM Card |
| Cash withdrawal from Savings or Share Draft (in excess of 10 per mo.) |
$1.00ea
|
| Balance inquiry / transfer (in excess of 10 per mo.) |
$1.00ea |
| Card replacement |
$10.00 |
| VISA Card |
| Late payment |
$10.00 |
| Card replacement |
$10.00 |
| Debit Card |
| Card replacement |
$10.00 |
| Miscellaneous |
| Domestic wire transfer |
$20.00 |
| International wire transfer |
$40.00 |
| Western Union |
$20.00 |
| International Western Union |
$40.00 |
| Counter checks (max.10) |
$5.00 |
| Stop payment teller check |
$10.00 |
| Money order |
$1.00ea |
| Teller checks (in excess of 3) |
$1.00ea |
| Convert teller check to alternate funds |
$5.00 |
| Copy of teller check |
$10.00 |
| Copy of account statement |
$5.00 |
| VISA gift card |
$2.00 |
| IRA account direct transfer / rollover |
$10.00 |
| Non-notification of address change |
$2.00 |