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Fee Schedule

 

 

Members Choice Credit Union
Fee Schedule

Share Savings Account
Inactive account $10.00 quarterly
Overdraw (cash withdrawal) $20.00 per transaction
Share Draft Account
Automatic transfer of funds from savings (o/d protect.) $2.50
NSF or ACH return $20.00
Honored NSF $20.00 per draft with a $60.00 daily max.
Overdraft from automatic payment/transfer or pre-auth. withdrawals (bill pymts, insur prem., etc.) $20.00
Convert personal draft into teller check $10.00
Non-sufficient funds ATM withdrawal $20.00
Account research/balancing assistance $10.00/hr
Stop payments (when requested by member)
(if presented for payment)
$5.00
$20.00
ACH stop payments (when requested by member)
(if presented for payment)
$5.00
$20.00
Statement copy $5.00
Copy of paid draft $2.00
Club Accounts 
Christmas club close account $5.00
ATM Card
Cash withdrawal from Savings or Share Draft (in excess of 10 per mo.)

$1.00ea

Balance inquiry / transfer (in excess of 10 per mo.) $1.00ea
Card replacement $10.00
VISA Card 
Late payment $10.00
Card replacement $10.00
Debit Card 
Card replacement $10.00
Miscellaneous
Domestic wire transfer $20.00
International wire transfer $40.00
Western Union $20.00
International Western Union $40.00
Counter checks (max.10) $5.00
Stop payment teller check $10.00
Money order $1.00ea
Teller checks (in excess of 3) $1.00ea
Convert teller check to alternate funds $5.00
Copy of teller check $10.00
Copy of account statement $5.00
VISA gift card $2.00
IRA account direct transfer / rollover $10.00
Non-notification of address change $2.00

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