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Loan Rates

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  Auto & Recreational Vehicles Loans

                 Year                         Term                   Percentage Rate

 Auto 2010-09         24 Month                 3.49%
                                  36 Month                 3.49%
                                  48 Month                 3.49%
                                  60 Month                 3.49%
                                  72 Month                 3.99%
 
Auto 2008-07          36 Month                 3.74%
                                  48 Month                 4.24%
                                  60 Month                 4.24%
 
Auto 2006-05          36 Month                 4.24%
                                  48 Month                 4.99%
 
Auto 2004-02         24 Month                 5.50%
                                 36 Month                 6.00%
                                 42 Month                 6.50%

Auto 2001– Older                                 10.75%

Classic Auto                                           8.00%
 

The Annual Percentage Rates will very depending on loan length, credit score, and collateral value.  

Please contact our lending department for further information on loan options.

Partially secured loans will have a blended rate.
 
On all vehicle loans an interest rate reduction of:
.10% if approximately 90% is financed: .
.25% if approximately 80% is financed;
.50% if 60% or less is financed.
 
ALL RATES SUBJECT TO CREDIT APPROVAL

  Signature Loans

 24 Month          12.00% APR
36 Month          12.50% APR
48 Month          13.00% APR
 
Single Pay Notes
 
10.50% APR
One time renewal up to six months with a 1% increase of current rate
 
Closed End Home Equity Loan
 
6.00% APR—fixed rate thru Sept 30, 2010
 
Home Equity Line of Credit
 
6.00% APR—Rate, Adjusted Quarterly, 52 week T-Bill rate based on 3rd auction of month plus 4%. 
The annual percentage rate will not go above 16.50% APR. 
NO FEES– All closing costs are paid by the credit union.
 Minimum First Advance = $5000.00
Minimum Subsequent Advances = $500.00
 
Loans secured by Shares add 2.00% to current paying rate
 Loans secured by a Certificate of Deposit add 2.00% to earning rate

Visa Credit Cards

VISA Classic   11.90% APR
VISA Gold       9.90% APR

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