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Loan Rates | |
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Calculators | Applications | Contact Us Wrap it up with a Bow
*For Qualified Members / Limited Time Offer 1.99% APR New Auto – 36 Month (36 monthly payments of $28.64 per $1000.00 borrowed) 2.49% APR New Auto – 48 or 60 Month (48 monthly payments of $21.92 per $1000.00 borrowed) (60 monthly payments of $17.75 per $1000.00 borrowed) 2.99% APR New Auto– 72 Month (72 monthly payments of $15.20 per $1000.00 borrowed) For more information contact the loan department 309-672-2576
Auto & Recreational Vehicles Loans Year Term Percentage Rate Auto 2012-11 24 Month 3.49%
36 Month 3.49%
48 Month 3.49%
60 Month 3.49%
72 Month 3.99%
Auto 2010-09 36 Month 3.74%
48 Month 4.24%
60 Month 4.24%
Auto 2008-07 36 Month 4.24%
48 Month 4.99%
Auto 2006-04 24 Month 5.50%
36 Month 6.00%
42 Month 6.50%
Auto 2003– Older 10.75% Classic Auto 8.00%
The Annual Percentage Rates will very depending on loan length, credit score, and collateral value. Please contact our lending department for further information on loan options. Partially secured loans will have a blended rate.
On all vehicle loans an interest rate reduction of:
.10% if approximately 90% is financed: .
.25% if approximately 80% is financed;
.50% if 60% or less is financed.
ALL RATES SUBJECT TO CREDIT APPROVAL
Signature Loans 24 Month 12.00% APR (24 monthly payments of $47.08 per $1000.00 borrowed) 36 Month 12.50% APR (36 monthly payments of $33.46 per $1000.00 borrowed) 48 Month 13.00% APR (48 monthly payments of $26.83 per $1000.00 borrowed) Single Pay Notes
10.50% APR
One time renewal with a 1% increase of current rate HELOC Loan Rates 4.25%* APR 4.25%** APR Fully Indexed Rate With Approved Credit *Rates are effective thru March 31, 2012 **The annual percentage rate may vary quarterly. The fully indexed rate is based on the weekly average yield on U.S. Treasury Securities adjusted to a constant maturity of 1 year available to us as of 3/31/2012 Estimating Your Available Equity
Closed End Home Equity Loan Minimum Loan Amount is $10,000.00 (84 monthly payments of $13.79 per $1000.00 borrowed) The annual percentage rate may vary quarterly. Consult a tax advisor regarding the deductibility of interest. All closing fees are waived You must carry insurance on the property that secures this plan. Home Equity Line of Credit No Annual Fees Minimum First Advance = $5000.00 Minimum Subsequent Advances = $500.00 To qualify, your potential line of credit must be a minimum of $10,000, and it may be as high as 90% of the appraised value of your home. The annual percentage rate will not go above 16.5% APR. All closing fees are waived You must carry insurance on the property that secures this plan. Consult a tax advisor regarding the deductibility of interest. Amortization on the following amounts is as follows: Up to $10,000.01 — 5 years $10,000 to $25,000.01 — 10 years $25,000.01 and more — 15 years Share Secured Loans Loans secured by Shares add 2.00% to current paying rate Loans secured by a Certificate of Deposit add 2.00% to earning rate standard rate thru March 31, 2012 VISA Credit Cards VISA Classic 11.90% APR
VISA Gold 9.90% APR *Certain conditions, restrictions and exclusions apply, full details are available.
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