Visa Card Services
  
Members Choice Credit Union offers VISA Classic and VISA Gold cards with no annual fees or teaser rates.

With a low 11.9% APR VISA Classic card or a 9.9% APR VISA Gold card and a 25-day grace period, the credit union's VISA card is hard to beat. The minimum payment is either $25.00 or 3% of the total outstanding balance, whichever is greater.

https://www.EZcardinfo.com allows members to access their VISA account online, 24 hours a day, 7 days a week.
To enroll, VISA cardholders enter specific information about their account and then select a password.  Cardholders may access a variety of information including:
                                                                 * Account summary
                                                                 * Past statements
                                                                 * Expense history
                                                                 * Customer service information

(Users are disabled after 120 days if eZCardInfo account is not accessed, members with inactive accounts must then re-enroll.)

FALCON

When it comes to fraud detection, Members Choice Credit Union is working for you. The credit union has several state-of-the-art fraud protection devices in place. One of these devices is the FALCON alert system.

FALCON monitors member purchasing habits and detects when suspicious activity occurs. If suspected fraudulent activity is detected, the cardholder is contacted by a service center staff member for Members Choice Credit Union or a credit union staff member. Staff members will not request any personal information from members.

FALCON delivers one of the most powerful weapons against fraud. As a member of the credit union, you can help fight fraud by informing the credit union of any name, telephone or address change you may have.

The Verified by VISA program provides cardholders with password protection when shopping online. A cardholder can enroll in this free program by logging on to the Verified by Visa web site at http://usa.visa.com.  Identity of the cardholder is verified and the user is allowed to create a unique password. Cardholders can then shop online with greater security.